How syndication works

The mechanics of jointly owning a building: structure, income, exit and pensions.

What is property syndication? A plain-English guide

A plain-English guide to property syndication: how a group of investors jointly buys one named commercial building, how it works step by step, who can invest, and what to ask a manager.
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Syndicate, REIT or property fund: what is the difference?

Syndicate, REIT or property fund? A side-by-side comparison of liquidity, choice of asset, borrowing and who can invest, and what each one does when markets come under strain.
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Who owns what in a property syndicate?

Who owns what in a property syndicate: legal title against beneficial ownership, the LLP, trust and nominee structures, what your share entitles you to, and six questions for the documents.
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How rental income reaches investors in a syndicate

How rent travels from tenant to investor in a property syndicate, what is deducted along the way, when it is paid, how it is taxed, and how to read a distribution statement properly.
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Can you sell your share in a property syndicate?

Usually yes, but not quickly. Why there is no secondary market for syndicate shares, how a sale actually happens, what affects the price, and what it means before you invest.
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Using a SIPP or SSAS to invest in commercial property

Using a SIPP or SSAS to hold commercial property: why the tax treatment and the time horizons fit, buying outright against buying a share, the rules to know, and the trap at retirement.
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What your pension can actually buy

How far a SIPP or SSAS fund stretches in commercial property once tax and costs are allowed for, what a modest fund realistically secures, and the options when it falls short of a building worth owning.
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Whether your scheme will accept a share of a building

Why pension providers differ on holdings of this kind, what to ask yours before you commit, and what it will want to see.
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For professional advisers

A separate section for IFAs, wealth managers, accountants, private client solicitors and SIPP and SSAS administrators: the regulatory position on property syndicates, promotion rules, suitability, professional indemnity and operator due diligence.

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