Frequently asked questions

Every investment is secured on UK land or property and funded entirely by investor equity, with no bank debt. Each deal stands alone, with no pooled exposure to other investments. Capital is at risk. Values can fall as well as rise, past performance is not a reliable guide to future results, and these investments are not covered by the Financial Services Compensation Scheme or the Financial Ombudsman Service. Please read our investment risks before you invest.

Rental income from a syndicated property is distributed quarterly, net of management costs, to your nominated bank account. Interest on a loan is paid when the loan is repaid, typically 15 to 16 months from the start. Profit from a development is shared when the scheme is sold.

You may sell your individual syndicate holding, but there is no ready market, so a sale can take time and may not be possible when you want it. A stake is harder still to sell when a lease break or renewal is approaching or if the property is vacant, and you may get back less than you invested. Loans and developments run to the end of their term.

A self-certified sophisticated investor has signed a statement within the last twelve months confirming they have sufficient knowledge to understand the risks of non-mainstream pooled investments. A certified sophisticated investor holds a certificate to the same effect, issued within the last 36 months by an FCA-authorised firm. A high net worth investor has signed a statement within the last twelve months certifying an annual income of at least £100,000, or net assets of at least £250,000 excluding their home, their pension and certain insurance policies. We will guide you through the certification.

Many of our investors hold their stakes through a SIPP or a SSAS. Whether a particular syndicate can be held in your scheme depends on the scheme rules and on your provider, and the tax treatment depends on your circumstances. Tax rules change. Please take professional tax and pensions advice before you invest.

There are no entry fees or trail fees on a property syndicate, so your return is calculated on the whole amount you invest. Management costs are taken from rental income before it is distributed. On a development the management fee and profit share are set out at the outset. Where a profit share, or a share of any uplift in value, applies to a syndicate, it is set out in that syndicate’s offer document.

Yes. An independent valuation of each syndicated property is obtained every year, and the figures for each of your holdings are kept current in your client portal. Every message and document from the team is kept there too, and we tell you by email, text message or app notification when something new arrives.